Bought or buying a home?

Sick next month? Who pays the mortgage?

Find out in a complimentary cover check with Imran.

★★★★★ 5.0-star Google rating

Imran Mohammed in the Peace of Mind Advice video asking: sick next month, who pays the mortgage?
Start Your Protection Check

A complimentary 15 to 20 minute phone call. Plain English, no pressure.

Answer a few simple questions, then pick a time to chat with Imran.

  • Complimentary, with no obligation.
  • 15 to 20 minutes with Imran, by phone.
  • Your partner is welcome to join.

What clients say.

In their words.

★★★★★ 5.0-star Google rating

  • ★★★★★

    "He has helped us feel more secure around our first home purchase."

    LloydGoogle review

How the cover check works.

Three steps, and the last one is yours.

  1. Answer a few simple questions.

    So Imran knows where you’re at before he calls. It takes about a minute, and there are no health questions.

  2. Imran calls you at the time you pick.

    It’s a 15 to 20 minute phone call, wherever you are in New Zealand. Your partner is welcome to join.

  3. You decide what happens next.

    Imran looks at what you’ve got, if anything, and explains your options in plain English. Then it’s your call. No pressure.

Worth knowing.

Things Imran ends up explaining on most calls.

  • Mortgage protection is there for the repayments.

    If you can’t work because of illness or injury, it may help cover your mortgage repayments for a set period, up to the limits in your policy.

  • ACC covers injury. Not illness.

    If an illness stops you working, ACC doesn’t replace your income.

  • Cover can start when you settle.

    So it’s in place from the day the house is yours. Imran can walk you through the timing.

  • Cover through the bank or work has limits.

    It’s a good start, but it may be a set amount, and it may end when you change jobs or banks.

Why Peace of Mind Advice.

Advice shaped around you, for real peace of mind.

We’re an Auckland advice business helping families right across New Zealand protect what matters most.

  • Plain English.

    If something doesn’t make sense, ask. That’s what the call is for.

  • You decide.

    Imran explains your options. What you do next is entirely up to you.

  • We work with a range of insurers.

    So we can compare options for you. They’re listed in our disclosure statement, linked at the bottom of this page.

  • We’re still here later.

    Reviews as life changes, and help if you ever need to make a claim.

Imran Mohammed, Senior Financial Adviser at Peace of Mind Advice

Your adviser.

Hi, I’m Imran.

"Most people I talk to don’t know the answer. That’s what I’m here for. I’ll look at what you’ve got, if anything, explain your options in plain English, and you decide."

Imran Mohammed Senior Financial Adviser, Peace of Mind Advice

You’ll talk to me, not a call centre.

Headshots of advisers Imran Mohammed, Sharleen Kumar and Shahz from Peace of Mind Advice
Imran with fellow advisers Sharleen and Shahz.

Fair questions.

Ask Imran anything else on the call.

We’ve just bought. Is it too late?

No. Cover can be put in place after you’ve settled. Imran will talk you through your options.

We haven’t settled yet. Is it too early?

No. It’s a good time to talk, so cover can start when you settle if you decide to go ahead.

Who will I talk to?

Imran Mohammed, Senior Financial Adviser and director of Peace of Mind Advice.

Is the call really complimentary?

Yes. The cover check is complimentary, with no obligation.

If you decide to take out cover through us, the insurer usually pays us a commission. There are a few situations where a fee may apply, and they’re all set out in our disclosure statement. Imran will explain how we’re paid before you decide anything.

Will you push me into a policy?

No. Imran explains your options and you decide. You’re welcome to finish the call and change nothing.

Can my partner join?

Yes, and we’d encourage it. Just let us know in the questions and pick a time that works for you both.

Will I be asked about my health?

Not on this form. If you decide to apply for cover after the call, the insurer will ask health questions as part of the application, and Imran will help you through them.

Do I need my policy documents?

Handy if you have them, not essential. A rough idea of what you’ve got is fine.

Do I have to be in Auckland?

No. The call is by phone and we work with clients across New Zealand.

What happens after the call?

If it makes sense to go further, Imran will set up a proper meeting to look at your situation in detail. If not, you’ll still know where you stand.

Ready when you are.

Fifteen to twenty minutes, and you’ll know where you stand.

Answer a few simple questions and pick a time to chat with Imran. Book a Complimentary Review with no obligation.

Start Your Protection Check